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OpenBanking & PSD2: Part 2 - A practical example

In this blog post I will provide a step-by-step guide on how to interact with OpenBanking APIs, explaining things along the way.

OpenBanking & PSD2: Part 1 - Opening up the Banks

The term OpenBanking describes open financial APIs, giving customers access and control over their data. It took its name from the UK regulator’s 2016 initiative to front-run the EU PSD2...

An intro to payments: Value, liabilities and networks - Part 3

In this post I will cover modern payment “rails”, blockchain-based systems, and close the “trilogy” with some parting thoughts on the future and how the unfolding Covid-19 pandemic will accelerate...

An intro to payments: Value, liabilities and networks - Part 2

Take a look around you. Try to count how many items are not imported. Chances are you have not managed to count many. With international trade so prevalent, money crossing...

An intro to payments: Value, liabilities and networks - Part 1

You are on holiday in another country. You want to buy a coffee. You get your card out, swipe or type your pin and presto! Coffee paid for your enjoyment....

Documenting systems - Some thoughts

Other than the neighborhood bakery and garage, pretty much every modern-day organisation worth its salt is a technology company. As software is eating the world at an increasing pace, focus...